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Whether you’re taking your first step into the property market, developing a comprehensive investment portfolio, or anywhere in between, we can help you start your finance journey. Assisting with buying your first home, refinancing your existing loan, investing in property and accessing existing equity, Pertot & Co. are here to help.
Buying a home is one of life’s most important decisions. At Pertot & Co, we specialise in owner-occupied residential mortgages, providing tailored, personalised support to make the process as straightforward and stress-free as possible.
There are many reasons to invest in property; from getting your foot on the property ladder, to building wealth, and generating funds to support you and your family. At Pertot & Co. we’ll sit down with you to discuss your financial aspirations and create a game plan to aid in your goals.
From simplifying the paperwork to liaising with lenders, solicitors, agents, and all other professionals along your journey, we’ll handle the details so you can focus on finding your dream home. With our guidance, you’ll feel confident every step of the way.
Embarking on the journey to homeownership is an exciting opportunity. We’re here to help first time homebuyers begin their journey and are confident that our experience in the first homeowner market will give you peace of mind from the first interaction.
We’ll support you by…
Calculating your borrowing capacity and identifying properties within your budget.
Finding a loan tailored to your needs, and anticipating additional costs, so there are no surprises.
Informing you of available Government incentives, and grants to maximise savings and make homeownership more achievable.
Guiding you through each step of the process and offering you connections to our known and trusted local experts as required along your journey.
Contact us today for a personalised, zero-cost consultation, and take your first steps towards homeownership today.
We’re confident that we can help secure the right loan for you. We also know that circumstances change, and the loan that’s right for you now, may not be right for you in the future.
Refinancing your home loan can help you secure not only a lower refinance rate and repayment, but a better relationship and service offering with your lender.
At Pertot & Co. we can organise an annual home loan review to make sure we are aware of your current and future needs. We hold the ability to negotiate with lenders to ensure that your lending facilities are going to work best for you now and into the foreseeable future.
If you have lived in your existing home for several years, and regularly made home loan repayments, you likely have existing equity in your home.
Equity can be used for several purposes:
Equity can be put toward an investment property, potentially allowing you to purchase an investment without creating separate savings for a deposit.
Equity can be released for home remodelling, renovations and improvements, putting more value into your property.
Equity can improve borrowing capacity and may help you refinance to a more competitive rate.
Equity can be used to consolidate external consumer debt and restructure the lending to suit your needs.
Equity can be increased by regularly meeting mortgage repayments, keeping your property in good condition and making smart improvements and renovations to your home.
Equity can be increased by regularly meeting mortgage repayments, keeping your property in good condition and making smart improvements and renovations to your home.
For further financial solutions, please contact us directly. We know no financial journey is the same, and are here to help you navigate your unique situation.
