Dan and his family were wanting to purchase a new owner-occupied home on the Sunshine Coast. They had enquired about pre-approval from their primary bank and found their dream home. However, they ran into a couple hurdles. The lender had advised that they would not be able to lend more than $350,000. Dan and his family knew they needed at least $550,000 for their dream home.
Dan asked if he could get his position reassessed by us as he felt there was confusion from his current lender around his self-employed business structure. We did a thorough review of his pre-approval and were pleased to secure a $600,000 pre-approval for Dan and his family to buy their dream home. We identified gaps that the lender had missed. Working alongside Dan’s accountant, we were able to extrapolate the correct financial position which reflected the higher purchase price.
Dan and his family purchased their dream home, and Dan has since become an experienced property investor with an extensive portfolio of both residential and commercial property, all of which was supported by us.
After building themselves a world-renowned name and business offering, Cyril and his wife decided to invest their success into a future for their family. Holding a diverse property portfolio and complex business structure, they found it hard to seek finance. They were constantly losing their relationship manager and found themselves answering unnecessary questions when applying for lending. They knew they could afford it and felt it was their burden for what they had built with the difficulties they were facing with finance. This was until Cyril consulted us.
We assisted in refinancing their property portfolio while working closely with their accountant to ensure the restructure was the most strategic pathway forward to benefit Cyril and his family, and establish them for the future. With experienced guidance and recommendations, we organised meetings between all stakeholders, which clarified the process for all involved. Cyril says to this day ‘the real win for us is the relationship that we’ve built with Dan and the confidence we now hold in his work and his industry’. Cyril was so pleased in his dealings with us that he referred his son for finance as a first homeowner.
Brett was a relatively new business owner. He had started his mobile welding business 2 years prior and like many business owners, was unsure about how and when he could obtain a business loan. Brett’s business was growing and his connections in the industry made it easy to bounce from job to job.
With a unique business strategy, a state-of-the-art mobile workshop and healthy cash flow, Brett’s issue wasn’t finding work, it was ensuring he could get there! His mobile trailer set up needed something else…. A new Ute to tow it!
We were able to finance Brett via a fast-tracked, minimal validation Equipment Finance Loan that had him sitting in his new Ute within 7 days of enquiry. We loved finding a stress-free Asset Finance solution for Brett, and the quick turnaround time had his new vehicle, and business hitting the road with confidence.
For further financial solutions, please contact us directly. We know no financial journey is the same, and are here to help you navigate your unique situation.
